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Job

The Carl Pilkington of Freddyshouse
Joined
Dec 22, 2003
Messages
21,652
MLZPL3x.jpg
 

Chilly

Balls of steel
Joined
Dec 22, 2003
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9,047
Nice app. I bet it's got a map loaded and as you move it around it moves the target to reflect the various ballistics. Clever taliban.
 

TdC

Trem's hunky sex love muffin
Joined
Dec 20, 2003
Messages
30,925
imo It's *really* impressive that humans can pull stunts like that off 0o
 

old.Tohtori

FH is my second home
Joined
Jan 23, 2004
Messages
45,210
Kinda meh isn't it? Alright if you got a GF like that, but as far as a posted image of a drool object goes...mehhy.
 

ileks

Part of the furniture
Joined
Jul 26, 2007
Messages
2,293
I liked it how they had different ways of dying, the German Shepard was a struggle to the death and some of the cats were slow and dramatic.


How do you train a hamster to do that? I had one as a kid and it was rubbish.
 

Gwadien

Uneducated Northern Cretin
Joined
Jul 15, 2006
Messages
19,927
How do you train a hamster to do that? I had one as a kid and it was rubbish.

That's what I thought.. I had a hamster and the best she did was climb the roof of her cage like spider man
 

Lamp

Gold Star Holder!!
Joined
Jan 16, 2005
Messages
23,142
I saw Chris O'Dowd yesterday in London. He was on crutches in Shaftesbury Avenue.

(the beardy bloke from the IT Crowd)

ChrisODowd.jpg
 

Aoami

I am a FH squatter
Joined
Dec 22, 2003
Messages
11,223
I have a Natwest graduate account where I still have £500 interest free overdraft. I'm likely to go over that this month by around £100. The charges are 17.81% EAR. What does this mean exactly? Will I simply be charged 17.8% of £100 at the end of the month? What day are these things calculated? If I get paid on say the 27th, will I avoid any charges?
 

Aoami

I am a FH squatter
Joined
Dec 22, 2003
Messages
11,223
Interesting. That suggests I can be over my overdraft for the whole year (the cycle is August to August)... doesn't sound right to me. Anyone else got any idea?
 

Aoami

I am a FH squatter
Joined
Dec 22, 2003
Messages
11,223
Does this sound correct, assuming i'm overdrawn £100 for 10 days. ((17.8% of 100) / 365) x 10. So £0.48p.
 

Chilly

Balls of steel
Joined
Dec 22, 2003
Messages
9,047
Does this sound correct, assuming i'm overdrawn £100 for 10 days. ((17.8% of 100) / 365) x 10. So £0.48p.
plus any flat fees. which are likely to be pounds, rather than pence. It *might*, conceivably, be cheaper to use something like wonga if the bank fees are very high. Under no circumstances ever use wonga unless you know precisely what you're doing, though.
 

Aoami

I am a FH squatter
Joined
Dec 22, 2003
Messages
11,223
I don't believe there are any flat fees on the graduate account, which is nice.

Edit - My arranged Overdraft is £1800, £500 of which is interest free. I believe that as my overdraft limit is £1800, i'll only get charged the flat fee if i go over £1800.
 

Nate

FH is my second home
Joined
Mar 13, 2004
Messages
7,454
someone posted in here a while ago a really long image which had loads of lifehacker stuff on it. anyone still got the link? thx!
 

Cadelin

Resident Freddy
Joined
Feb 18, 2004
Messages
2,514
plus any flat fees. which are likely to be pounds, rather than pence. It *might*, conceivably, be cheaper to use something like wonga if the bank fees are very high. Under no circumstances ever use wonga unless you know precisely what you're doing, though.

But from the example Aoami gave he was in his agreed overdraft so there would be no fees. The first £500 is interest fee and the next £1300 is at 17.8%. £100 for 10 days is about £0.48 of interest.

If you can get an agreement with a bank it will always be better than the likes of Wonga.
 

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