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[Moriath]

The Barclays mobile App closes immediately if you attempt to tab out of it. I'm quite happy it does that as a security feature.

But when are we gonna get the ability to pay in cheques through it. They been promising that for ages

 

[Moriath]

Meh. I never need to do banking on the fly @DaGaffer. I do my company accounts on the PC and do whatever banking is needed then. I can't imagine why I'd want to do it sat in the pub.

Dunno what a phone gives you over, say, a surface. Apart from fingerprint stuff. 2FA and all the rest of that gubbins works too.

IOS is much tighter controlled that microsoft windows. You cant put anything on the phone that hasnt been authed by the vendor so it shouldnt break the os security etc. Where as any tom can write a prog to go on a pc. So many more viruses and malware that affect windows over iOS as well.

Banking is better done on it than a pc, if you only take security into account.

 

[Scouse]

This should be front page news everywhere. If it bears out it's absolutely staggering.

Air pollution causes 'huge' reductions in intelligence.

Polluted air can cause everyone to reduce their level of education by one year, which is huge,” ... “we know the effect is worse for the elderly... and for men... If we calculate [the loss] for those, it may be a few years of education[/quote]

 

[Job]

Nope..tested it, survives tabbing, sleeping the phone, locking phone..sats in the background for 30 mins..still active, just beyond comprehension they would think this is acceptable and says everything about the banks attitude to your security.

 

[Hawkwind]

And frankly iOS has a way better security record than any PC ever built

Agree with everything but the statement above. Whilst factually correct the only reason IOS was relatively virus free is due to the virus writers not targeting them. That was only due to small numbers of IOS laptops around years ago. PC laptops were dominant in the marketplace and thus it made sense for them to target the bigger user base. Now the user base is bigger they are getting target the same as Win and Android users. Security on all major devices these days is pretty good.

 

[Ormorof]

But when are we gonna get the ability to pay in cheques through it. They been promising that for ages

Cheques are an outdated technology just stop using them and blam no need for a mobile app that handles them

 

[Job]

I just feel a background banking app leaves you wide open to layer over attacks and browser app clones.
You could be the saviest user on the planet and still get caught out.

 

[Moriath]

Cheques are an outdated technology just stop using them and blam no need for a mobile app that handles them

Tell my mum that who sends cheques for birthdays and x,as each year. . More of a pain now as my bank is closing in my town in december lol

 

[DaGaffer]

Nope..tested it, survives tabbing, sleeping the phone, locking phone..sats in the background for 30 mins..still active, just beyond comprehension they would think this is acceptable and says everything about the banks attitude to your security.

Which bank?

 

[DaGaffer]

Agree with everything but the statement above. Whilst factually correct the only reason IOS was relatively virus free is due to the virus writers not targeting them. That was only due to small numbers of IOS laptops around years ago. PC laptops were dominant in the marketplace and thus it made sense for them to target the bigger user base. Now the user base is bigger they are getting target the same as Win and Android users. Security on all major devices these days is pretty good.

Unlike Google, all iOS apps go through a submission and approval process, and iOS users are far more likely to engage with brands via app than via browser (typically by a factor of four, but for social media etc it’s way higher, 16x for Facebook and this applies to banking as well).

I wouldn’t say browser-based activity on iOS is much safer than PC, but it doesn’t matter because that’s not where the action is.

 

[Wij]

I log onto my banking apps on mobile about 5 times a day :/

 

[old.user4556]

Which bank?

This.

You can override and change the settings for your own personal preference @Job (assuming it's the app I think it is) or simply have it nuke the login if you press out of it.

I can't throw enough 'agree' in @DaGaffer 's direction, I'm very close to open banking and mobile banking tech - tablets and phones are the unarguable future, branches will be slashed, the older generations who insist on using them will literally die with them. My bigger worries are generally large scale outages (sources: Visa, Monzo, TSB) that last into days and possibly weeks due to under-investment in IT - poor IT investment and / or major cyber outage will be the 'credit crunch' of the future. The black-boxing of SaaS to cloud providers (IBM, Azure, Amazon Cloud) who have wanky SLAs and service attitudes also concerns me.

 

[Scouse]

I log onto my banking apps on mobile about 5 times a day :/

Whatever the fuck for??

 

[Wij]

Whatever the fuck for??

Curiosity

 

[Hawkwind]

Unlike Google, all iOS apps go through a submission and approval process, and iOS users are far more likely to engage with brands via app than via browser (typically by a factor of four, but for social media etc it’s way higher, 16x for Facebook and this applies to banking as well).

I wouldn’t say browser-based activity on iOS is much safer than PC, but it doesn’t matter because that’s not where the action is.

Well aware of the testing processes for both Android and IOS we (Company) are approved developers for both formats. Although Android does not have the same approval processes they are getting close and the testing specs are even higher than IOS. Interesting regards the brand touch points and IOS, much higher than I would have expected. In my industry I know the airlines are having a tough time with app adoption. Although those apps are pretty much in their infancy right now with just booking and check-in for most. The big push for those will be with the personalization of the on-board experience and monetizing passenger journey.

 

[BloodOmen]

 

[Gwadien]

ffs

May dons dancing shoes in SA

Every time articles like these pop up, (although I am completely aware they're not important in the grand scale of things) I pray and hope to god which ever politician it is they've done something cool and actually got stuck in, but no, they're embarrassing every time.

The only people that can do it properly are the Royal Family.

There, I said it.

 

[DaGaffer]

Well aware of the testing processes for both Android and IOS we (Company) are approved developers for both formats. Although Android does not have the same approval processes they are getting close and the testing specs are even higher than IOS. Interesting regards the brand touch points and IOS, much higher than I would have expected. In my industry I know the airlines are having a tough time with app adoption. Although those apps are pretty much in their infancy right now with just booking and check-in for most. The big push for those will be with the personalization of the on-board experience and monetizing passenger journey.

Problem for the airlines is usage frequency; if you engage with a brand infrequently (and that usually means less than once a month), the chances of it getting deleted go through the roof; which is why I have the Ryan Air and Aer Lingus apps installed (because I use those airlines several times a year) and don’t have any others because I use those carriers ad hoc.

You see it all the time; the likes of insurance companies spending a fortune on apps that no-one uses because they only touch the company once a year unless there’s a problem. Those types of company should just concentrate on a really good responsive UX.

 

[Job]

Which bank?

RBS

 

[Moriath]

Well aware of the testing processes for both Android and IOS we (Company) are approved developers for both formats. Although Android does not have the same approval processes they are getting close and the testing specs are even higher than IOS. Interesting regards the brand touch points and IOS, much higher than I would have expected. In my industry I know the airlines are having a tough time with app adoption. Although those apps are pretty much in their infancy right now with just booking and check-in for most. The big push for those will be with the personalization of the on-board experience and monetizing passenger journey.

Cause there is a different app for each damn airline. And only people that fly a lot will be bothered to get a new app for each airline they use.

I have more investment in my bank.

I have ba’s app. Cause i flew a lot with them on year. But cba to install american, virgin, easyjet etc etc etc.

Need one app that covers all of them. Not just a single alliance either.

 

[Moriath]

Problem for the airlines is usage frequency; if you engage with a brand infrequently (and that usually means less than once a month), the chances of it getting deleted go through the roof; which is why I have the Ryan Air and Aer Lingus apps installed (because I use those airlines several times a year) and don’t have any others because I use those carriers ad hoc.

You see it all the time; the likes of insurance companies spending a fortune on apps that no-one uses because they only touch the company once a year unless there’s a problem. Those types of company should just concentrate on a really good responsive UX.

Yeah agree lots. As i said

 

[CorNokZ]

Had a meeting with my bank manager yesterday and we came to the conclusion that if i retire now (I'm 30), I have enough money to have a very decent lifestyle for the rest of my life, given that I pass away before the weekend is over.

 

[fettoken]

You'll just have to wait for some inheritance money.. or sign a life-insurance on your wife.

 

[BloodOmen]

 

[Scouse]

Super Mario extra low score run:


View: https://www.youtube.com/watch?v=4kvT0dywaF8

 

[BloodOmen]

Super Mario extra low score run:


View: https://www.youtube.com/watch?v=4kvT0dywaF8

 

[BloodOmen]

 

[Job]

Sat in a trendy bar overlooking the beach in Salcombe where I grew up and the missus..who has no sense of decorum..spots that Ben Sheperd from morning TV is on the next table, so she stops his conversation to ask for a selfie.
Hes a nice bloke and agrees, then she has some kind of brain storm and announces that shed rather he was Hugh Grant.
He replies he wishes she was Liz Hurley...everyones watching by now and laughs.
Im trying to sneak away and pretend I dont know her.
He took it well..such a random thing to say after asking for a pic.
She was cringing all day.

 

[Hawkwind]

Cause there is a different app for each damn airline. And only people that fly a lot will be bothered to get a new app for each airline they use.

I have more investment in my bank.

I have ba’s app. Cause i flew a lot with them on year. But cba to install american, virgin, easyjet etc etc etc.

Need one app that covers all of them. Not just a single alliance either.

Agree, that is why they are enticing frequent flyers with more personalization, pairing the phone with the seat and using it to control and upload media playlists and preferences. Essentially though it is just a way to create touch points to monetize the passenger journey and try to seize a bigger slice of the travel spend.

 

[Hawkwind]

Walking with the Mrs last around the new canal area and we walk past an advertising board showing a holiday beach with a very nice young lady in beach attire. My wife comments,"I wished she looked like that". I incorrectly, stupidly and all too fast replied, "me too!" Spent the next 30 minutes walking in silence. I doubt I have finished paying for this error of judgement