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ileks

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Ileks, because it sets a precedent and the insurance companies are offering a carrot on a stick now with lower fees to get people comfortable with the idea. You can get 10 month policies without a black box too.

I really can't stand mine, and I can't believe you've argued against dagaffer on stats and facts without checking any of them. The UK insurance industry are money grabbing wankers.

I've not argued "on stats and facts", I've just said that a low accident rate doesn't necessarily mean a low insurance rate for obvious reasons.

What's this carrot on a stick bollocks? You think they are offering such savings as some sort of trick to lure the masses onto these things? No, they're offering savings because like it or not, these boxes allow them to make more accurate predictions. The very fact that most people hate the fucking things suggests there will always be insurers offering cover without them. You might have to pay more (or more accurately, the same amount you'd pay now on a normal policy), but that's fair enough right?

If the government makes them mandatory, then that's obviously bollocks.
 

Scouse

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I've just said that a low accident rate doesn't necessarily mean a low insurance rate for obvious reasons.

Worlds lowest accident rate and a theft rate that is 1/6th of what it was just ten years ago - but massive hikes in insurance rates?

You're a mug ileks. The insurance companies are clearly raping you hard in the ass and you're defending them. The "black box" is just a whole new type of rape.
 

DaGaffer

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That's quite a stupid statement. Britain may also have the highest average payout per accident (I have no idea if it does or it doesn't). The only way your argument makes sense is if, before taxation, British insurance companies are on average more profitable. Even then, that might be because their models are superior.

It was over £700 cheaper than any other policy for me. I get my no claims after 10 months rather than 12. I get a further reduction if I "drive safely". If I don't qualify as a safe driver, I still get the first two benefits. If you drive like a cunt (as in hitting 100mph on the motorway), you get thrown off the policy. Fine by me. Why will it utterly fuck me in the long run?

If it's an option rather than being compulsory there's absolutely nothing wrong with it.

First of all, since the accident rate is lower and cars cost broadly the same net of tax the per capita repair cost is unlikely to be higher than elsewhere, especially as Britain doesn't have particularly high labour costs compared to France, Germany etc.

Second, it's not the accident rate that actually drives premiums in the UK, its the cost of theft and damage caused by uninsured drivers, so black boxes are irrelevant to the real rises in premiums.

Thirdly, you're fucked because in the long run black boxes WILL become compulsory, off the back of the installed base. If governments tried to legislate for spies in the car it would be a vote loser, but now they'll be able to point to an installed base who've accepted it voluntarily. Once the boxes are compulsory, the penalties for any infraction will mean constant penalties, possibly even with "fines" driven by the insurance company auto-billing you, and there will be no alternative, so yes, fucked.
 

soze

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This sounds just like the whole ID card thing to me which was the end of privacy as we knew it until the evil government did not make them mandatory and scrapped them.
 

MYstIC G

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This sounds just like the whole ID card thing to me which was the end of privacy as we knew it until the evil government did not make them mandatory and scrapped them.
Yeah because they really went away and that's why your next passport will be bio metric... :rolleyes:
 

Scouse

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This sounds just like the whole ID card thing to me which was the end of privacy as we knew it until the evil government did not make them mandatory and scrapped them.

Because of public resistance. But large sections of the public are dumb enough to suck insurance company cock in the name of a couple of hundred quid - so the same ID shit is coming in via the back door - enabled by idiots.
 

soze

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Yeah because they really went away and that's why your next passport will be bio metric... :rolleyes:
That is not really the same as the being forced to carry a bio metric ID card and going to prison if you refuse which is what people where adamant was happening.
 

Scouse

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That is not really the same as the being forced to carry a bio metric ID card and going to prison if you refuse which is what people where adamant was happening.

It's being forced to carry a biometric ID card or have your movement restricted to within the United Kingdom for the rest of your natural life.

Attempt to leave without one and it's prison...
 

Madmaxx

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Am I right in thinking @TdC had a Microsoft Surface at one point?

Anyway I was thinking of getting one of the old Surface RT tablets for uni to replace my laptop, since now the Surface 3 is coming out now/soon it should be a bit cheaper no? Can already get one as a student cheaper anyway. Sold un-used heavy laptop and Ps3 so its within the £200-£300 bracket which is my ideal budget.
 

soze

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It's being forced to carry a biometric ID card or have your movement restricted to within the United Kingdom for the rest of your natural life.

Attempt to leave without one and it's prison...
But you needed the passport before so all that is different is now you need a biometric one. It is still miles away from the feared ID card where you needed to carry it when you went on a bike ride or it's prison.
 

Gwadien

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The Government should start talking about stopping mandatory car insurance, that'd bring the prices down.
 

DaGaffer

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That is not really the same as the being forced to carry a bio metric ID card and going to prison if you refuse which is what people where adamant was happening.

It WAS what was going to happen if Labour had won the last election, and you've just illustrated my point. That was a vote loser and it was a manifesto promise of the Tories and Lib Dems to scrap it. It doesn't mean the politicians don't want to spy on you though, it just means they've decided the private sector can do a better job of getting you to sign up to surveillance voluntarily.
 

Job

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We are selling our privacy and freedom one step at a time, Google even has the right to boot up my GPS when they like and we are wilfully attaching an electronic leash around our necks for the sake of saving some cash, but of course once they have everyone's intimate details the criteria will get more and more stringent , allready some peoples blackbox insurance is allowed to charge them more if they speed, park in high risk areas or drive after certain hours, it's utterly fucking unbelievable that some people on this forum actually think that that is acceptable, we are talking about quite simply turning the population of a country into the Borg.
This is the start of the greatest attack on our freedoms since the Spanish Inquisition.

I swear to God you will see mass attacks on the GPS networks with blockers and upstream encryption attacks if this carries on
 

Madmaxx

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Fuck that off. Get a cheap light laptop for sub 300. It'll be more useable, quicker and have more connectivity...

I would but all the laptops seem to be pretty heavy unless it's an ultrabook which are out of budget, I've been looking at the hybrid devices like the surface and:

http://www.amazon.co.uk/T100TA-DK00...1_1?s=computers&ie=UTF8&qid=1400764111&sr=1-1

my old laptop weighed 3.5kg without the power supply or a bag, or anything else I needed during the day :p
 

Ch3tan

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It's very rare for job to speak sense. I despair for the attitudes if ileks and soze, as I know they aren't alone.
 

Scouse

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childabusehotline.jpg
 

Moriath

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We are selling our privacy and freedom one step at a time, Google even has the right to boot up my GPS when they like and we are wilfully attaching an electronic leash around our necks for the sake of saving some cash, but of course once they have everyone's intimate details the criteria will get more and more stringent , allready some peoples blackbox insurance is allowed to charge them more if they speed, park in high risk areas or drive after certain hours, it's utterly fucking unbelievable that some people on this forum actually think that that is acceptable, we are talking about quite simply turning the population of a country into the Borg.
This is the start of the greatest attack on our freedoms since the Spanish Inquisition.

I swear to God you will see mass attacks on the GPS networks with blockers and upstream encryption attacks if this carries on
DOOOOOOOOOOM

Whist i believe they need to butt out i dont think things will be quite as bad as you make out
 

Scouse

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Whist i believe they need to butt out i dont think things will be quite as bad as you make out

Except that every time the privacy question has every been raised the dooooom lot have been proven right. Every. Single. Time.
 

Moriath

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i havent seen any negative outcomes from all the supposed surveillance from the usa yet. yes it happened but i personally have not felt any pain or negativity from maybe having my email scanned or such.
 

MYstIC G

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DOOOOOOOOOOM

Whist i believe they need to butt out i dont think things will be quite as bad as you make out
That's how things start to go wrong, nobody believes the worst can happen to them, until they're at the point of being fucked. Prevention is better than cure.
 

Gwadien

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I think people are far too negative about the whole surveillance stuff just because Europe are bringing in laws to make it all official, didn't mean nations didn't do it before anyway.

From the creation of the nation state, Governments have always found ways to control their populaces, or using similar technologies to battle others, unless we come up with a completely new revolutionary state, then it's something we have to more or less accept and continue, there's no a great deal that can be done about it.

That's the truth, I know @Scouse will respond with 'Everyone should make a stand etc', but that won't happen, yet.
 

Bodhi

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These black boxes cut your insurance off the second you go over 100? Christ I'd be fucked, I do far too many early morning runs down the M6 Toll Road to catch planes, when a nice empty motorway allows you to make excellent progress. Think I'll stick with my current way of showing the insurance company I'm a safe driver, 10+ years of No Claims Discount :)
 

MYstIC G

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I think people are far too negative about the whole surveillance stuff just because Europe are bringing in laws to make it all official, didn't mean nations didn't do it before anyway.

From the creation of the nation state, Governments have always found ways to control their populaces, or using similar technologies to battle others, unless we come up with a completely new revolutionary state, then it's something we have to more or less accept and continue, there's no a great deal that can be done about it.

That's the truth, I know @Scouse will respond with 'Everyone should make a stand etc', but that won't happen, yet.
They didn't previously have the ability to monitor everyone's location everywhere though. Governments are always going to do things that the population would not sanction if everyone was asked, that's the way of the world, however just giving them full access to everything with just a shrug of the shoulders is complete madness. Just go and volunteer to live in a box for them now.
 

Gwadien

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They didn't previously have the ability to monitor everyone's location everywhere though. Governments are always going to do things that the population would not sanction if everyone was asked, that's the way of the world, however just giving them full access to everything with just a shrug of the shoulders is complete madness. Just go and volunteer to live in a box for them now.

That's what I'm implying - governments will use technologies to do things, secretly, and if they come out, people don't give a fuck.

The whole Snowden case should have caused the awakening, but did it?

Nah.

It's all well and good 'educated' people discussing this on an online forum, but when you go to the vast majority of people or the 'revolutionary' students, they're like 'what's the Government?'

They don't give a fuck anymore, post Cold War propaganda/attention diverting tactics for the win.

It's amazing all the revolutionary things that have happened, people have changed, but the world has just gone from upper class rule to middle class rule, with the 'rule' being the same.
 
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Moriath

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That's what I'm implying - governments will use technologies to do things, secretly, and if they come out, people don't give a fuck.

The whole Snowden case should have caused the awakening, but did it?

Nah.

It's all well and good 'educated' people discussing this on an online forum, but when you go to the vast majority of people or the 'revolutionary' students, they're like 'what's the Government?'

They don't give a fuck anymore, post Cold War propaganda/attention diverting tactics for the win.

It's amazing all the revolutionary things that have happened, people have changed, but the world has just gone from upper class rule to middle class rule, with the 'rule' being the same.
shock gwadien claiming to be educated ;)
 

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