I would like to know the difference between 99% and MP plate set for Paladin.. will be using MP sword/Shield.. as i have guild house to sort out and other characters that also need cash etc. i dont really want to have to farm for cash to buy full MP set. Ive heard i can cap all with 99% so only factor i can see is AF.. is it that important to cap AF.. i dont RvR with paladin so only PvE. Honest opinions please. Thanks in advance.