old.user4556
Has a sexy sister. I am also a Bodhi wannabee.
- Joined
- Dec 22, 2003
- Messages
- 16,163
I will move into a new build by the end of the year and I'm currently compiling a list of costs.
One of the things i'm scratching my head on is a home alarm system - there are two options available that the builder can do:
- an industry approved "bells only" system for £770
- an industry approved bells and connection to monitoring company system for about £880
I imagine that there will be cheaper third party options available to me once I move in, but the primary benefit is that the hard wiring is done at build stage so it'll be a nice and clean install.
What's the point in an alarm system? Let's assume you get the "bells only" install, it might perturb some intruders but if someone wants to nick your TV and HiFi then they're going to do it anyway. I ignore the sound of a home alarm system if one goes off nearby, so the only benefit I can think of is if you get a substantial discount on your home insurance. I had a look online and saw some chat about insurers will only discount your insurance under strict criteria such as a) you have the alarm activated any time you were out / in bed or risk invalidating your insurance and b) you need to get it checked / serviced every year which negated the discount by the insurer. Then there are ADT alarms - nevermind the cost of the fitting, but over £20 per month for monitoring / police response? Sheesh!
Throw some counter arguments at me, I can't seem to get my head around the fact you pay for house insurance which will replace a certain number of items up to a certain cost should someone break in. Paying for an alarm system, then a monthly monitoring fee, seems rather unnecessary for the sake of a couple of sofas, a flatscreen TV, a HiFi and a couple of tables and chairs (all of which, the insurance would cover).
So what gives?
One of the things i'm scratching my head on is a home alarm system - there are two options available that the builder can do:
- an industry approved "bells only" system for £770
- an industry approved bells and connection to monitoring company system for about £880
I imagine that there will be cheaper third party options available to me once I move in, but the primary benefit is that the hard wiring is done at build stage so it'll be a nice and clean install.
What's the point in an alarm system? Let's assume you get the "bells only" install, it might perturb some intruders but if someone wants to nick your TV and HiFi then they're going to do it anyway. I ignore the sound of a home alarm system if one goes off nearby, so the only benefit I can think of is if you get a substantial discount on your home insurance. I had a look online and saw some chat about insurers will only discount your insurance under strict criteria such as a) you have the alarm activated any time you were out / in bed or risk invalidating your insurance and b) you need to get it checked / serviced every year which negated the discount by the insurer. Then there are ADT alarms - nevermind the cost of the fitting, but over £20 per month for monitoring / police response? Sheesh!
Throw some counter arguments at me, I can't seem to get my head around the fact you pay for house insurance which will replace a certain number of items up to a certain cost should someone break in. Paying for an alarm system, then a monthly monitoring fee, seems rather unnecessary for the sake of a couple of sofas, a flatscreen TV, a HiFi and a couple of tables and chairs (all of which, the insurance would cover).
So what gives?