Thieving B*stards!

[Outlander]

Just had my bank call me asking me if I was trying to transfer money out of my account today, and I was not.

They then informed me that someone has been trying to transfer money out of my account!

Anyways they have frozen my account and I am waiting to hear back from them, man Im pissed off that some theiving git is trying to steal my pitiful sum of money from my account

I dont do online banking and the only shops I really buy from are amazon and play, dont keep my account details on my pc and have correspondance to my isp address.
All letters etc like bills or things with info on them I burn after reading them so they cant be nicked out me bins.

I dont know how they managed this but it seems you just cant be safe enough these days

anyone else had something like this happen?

be careful all!

 

[Mey]

Still no credit to the bank for ringing you up and asking you if you we're trying to transfer money.. I love my thankless job

 

[Outlander]

Still no credit to the bank for ringing you up and asking you if you we're trying to transfer money.. I love my thankless job

omg it was you that called me?! and I thought you were a guy!

yea I was grateful to the bank totally for getting in touch

so to you

 

[Mey]

haha, no it wasn't me personally.. But people often forget the little man behind the counter who has to put up with so much shit from up above.

Anyway matey, good luck in sorting it out the only thing i can think of is you've either gone to a bank and read your number out to the cashire and somebody was listening or you've left/droped a paying in (or something similar) somwhere.

I very much doubt it has anything to do with your internet transactions as you use a card number not an account number - which you would need to do a transfer from one account to another.

 

[Outlander]

eek! just had a thought, carphone warhouse had my account number when changing direct debits which I had done online.

asking for bank, sort code, acc number to set up new transaction. this is the only time Ive given out my acc number for anything think it could be related?

 

[Lamp]

A few years back someone ran up £4000 on one of my credit cards. Apparently I had been buying dodgy fur coats in Instanbul, which of course was a load of bollocks as I was at work in London on the day it happened. Three phone calls later it was all sorted out and I got new card / new account etc. We reckoned it was buying stuff on the internet - somehow the thieves got the details. If I was you I'd use a card with no more than (say) £200 on it to buy stuff of the net like play.com

 

[Heta]

At my bank they have a service that makes it possible for you to shop extreamly safe on the internet, each time you are about to purchase something you move funds from your account to a randomly generated account which only will be open for a short peroid of time, then you make the purchase with that information and even if someone gets hold on it you wont ever have cash there again.

 

[Naetha]

/em checks bank details again....

Phew!

I'm terrible with my bank stuff - I'm good with online security - who I buy from, have never written my bank details down either on a PC or paper, however I lose my switch card all the time, leave it in my desk drawer at work etc.

Its currently missing, although I haven't reported it missing it yet, as I'm pretty sure it's in the house somewhere, although they usually turn up within a week and its been a month now

Having said that, i haven't spend any money on my switch card this month so I'm rich

 

[evzy]

I have worked in Fraud before now - could be any number of ways they nailed your details - even interception of mail etc. The sad thing is it aint worth trying to work out how they did it - its hard, v.hard to figure out sometimes..

Have you applied for any loans/cards online lately?

Sadly the phone thing may be involved but who knows - its happened before with call centre staff selling details I am sure.

 

[Lamp]

Best thing to do to avoid fraud is to live in the Scottish highlands as a hermit and live on berries and rain water. Sorted.

 

[~Latency~]

Some cocksucker had replaced the banks plastic cover for the cash point (sainsburies) and drilled a hole and put a camera in there to get peoples pins :S

Stole 2 grand from my account, took about 3 weeks to get it back. I only withdraw from inside banks now!

 

[Lamp]

Stole 2 grand from my account, took about 3 weeks to get it back. I only withdraw from inside banks now!

Good advice, but not always possible. Sometimes you need cash when the banks are closed

 

[Haggus]

always cover up your pin when your going to a cash point. Only use a CC online with a low limit. Don't keep pin numbers/acc numbers/sort codes etc in your wallet or on your PC. IE don't be a numpty !

 

[Mey]

Some cocksucker had replaced the banks plastic cover for the cash point (sainsburies) and drilled a hole and put a camera in there to get peoples pins :S

Stole 2 grand from my account, took about 3 weeks to get it back. I only withdraw from inside banks now!

Very rare that they can actually do this to a cash machine Owned by a Bank. Your best bet is as most cash machines say look for any dodgy devices and report anything that you may think to be illegitimate.

Banks have alot of cover for this kind of thing so if your in a similar situation best bet is just to contact them and fill in the forms.

What with Chip and pin these days i rarely use a cash machine unless i am going out on the piss. So never really had the problem.

As for internet fraud i am pretty sure that banks (dont' quote me on this) can contact the shop/website where said items were purchased and ask for the delivery address/billing address.

 

[Outlander]

weeeeeell update time!

went to local branch today after lengthy talks with fraud squad and have a new account open, new acc number/sort code number and getting all my DDs transfered over etc and new card on the way in a few days.

turned out that someone at the other end of the country had tried 4 times to transfer large sums of money out of my account into some student account via telephone banking.

evul students!

(all except me ofc )

 

[Mey]

You situation proves one thing, Telephone banking is shit!

(if it was any good you would of lost your money )

 

[Corran]

I have worked in Fraud before now - could be any number of ways they nailed your details - even interception of mail etc. The sad thing is it aint worth trying to work out how they did it - its hard, v.hard to figure out sometimes..

Have you applied for any loans/cards online lately?

Sadly the phone thing may be involved but who knows - its happened before with call centre staff selling details I am sure.

The airline Helios (sp!?) is very bad. This year my parents and another couple that I know booked tickets with them to Cyprus. Both couples had only provided details to Helios recently (the only thing the cards had been used for in 6months+). Both of them had unknown sales on that card within 2months of providing the company details.

Would be easy to trace if banks wanted to as well, they purchased mobile phones + top ups. Been easy to trace numbers etc but they havent seemed to bother.

It simple fact, you always at risk if you buy something and dont use cash. Unfortunately im now to lazy to do what i used to so forever using my card. Luckily for me if need be i can just con my work into running a trace if the bank wont pay up

 

[Ctuchik]

Best thing to do to avoid fraud is to live in the Scottish highlands as a hermit and live on berries and rain water. Sorted.

i'd do it in notime if i could afford to move to scotland.. kilt ftw!

 

[evzy]

The other one to be wary of thinking about it is card swiping - I know of people who have been nailed by this before - sadly again very hard to trace - but worth never letting your cards out of your sight when paying for anything..

 

[Sparda]

the other thing for online stuff is use a credit card that has online protection cover.... i Know Barclay card has it and it even goes as far to cover the goods if there stole of lost in transit.
I actualy payed for this PC with mine because if the company goes bust or stops trading, and my warrenty is still valid and a fault occurs, barclaycard will cover it. I payed it back the month after ofc, but its still covered by barclaycard.
Does loads of other random gubbins like that too, ( loose your passport abroad, barcalycard will get you a new one ) as do alot of cards but they dont tell you about them so you cant claim should you need too.

But basicaly to sum up, always use a credit card for online stuff, as debit cards are hardly ever covered.