legal advice required...

[ScoobyDoo{KEA}]

hi all need a little advice ,im in the process of purchasing a motorcycle from a garage in the midlands(i live in the north btw)anyway ive verbally agreed a price and paid £100 deposit on the bike,anyway ive heard nothing from the garage since been nearly 3 weeks now.(it was waiting for some work done before they could agree a delivery date)im getting a little frustrated about lack of contact and they have taken £100 of my debit card.if i cancel and tell them i dont want it now can they take anymore money out of my debit card as they have my bank details etc. cheers for any help advice.

 

[throdgrain]

Gimme some info mate,what is the name of the shop, what did they say in the verbal agreement re the collection date?

 

[ScoobyDoo{KEA}]

hi m8 check your pm and let me know what you think cheers pal.

 

[Mey]

In theory if they try to take any more money from your debit card they are in breach of the rules regarding card transactions and the bank should refund the money fairly quickly, i work on the counter so not 100% on procedure, but unless they can prove that you have agreed for them to take x amount of money from your account then they have no back bone to stand on (proving usually requires them to have either a Pin Verified transactions or a signature).

However getting you 100 quid back may be alittle bit difficult, if you ring them up and say you would like to remove you're deposite and they agree it should turn up in your account after they refund the transactions. But if they decide not to refund it you will have to contact your bank and open up a dispute with the company.

Of course this is just from my experince (may not be gospel with all banks).

Hope this helps alittle.