All RBS personal loans have been taken twice. My Mum got her debit card declined till she could move money between accounts RBS said they were aware of the error and the money would be back tomorrow but made no apology for the fact she got embarrassed with a declined card.My personal loan direct debit has switched itself from monthly to daily payments. Ouch.
Talk with your feet, and transfer your account to another bank ASAP.
Coop bank? Last bastion of customer-owned goodness?Only problem here is that we pretty much have a banking monopoly, and all our major 4 banks here are as shit as one another. Either that or go with some solid outfit like Santander. I hear they're rock steady these days