Help Moving house

[Moriath]

i know some of you have experience in such things.

I have only ever bought one house twenty years ago. So no experience selling and buying. Or with chains and stuff cause my current place had no chain on it.

Looking to move down cornwall, devon way get a nicer house in a nicer area and with the equity in the current place hopefully be mortgage free

Any places that are good for help / info. Do i have to sell my current place in principle before putting an offer into the new place etc etc.

 

[Edmond]

Well i know one thing for sure, i'm not travelling to Devon to put new windows in for you

 

[Moriath]

Lol. You know you want to.

 

[Scouse]

Do i have to sell my current place in principle before putting an offer into the new place etc etc.

Get yourself a mortgage agreed in principle from a mortgage provider. You may need to sell, or may not - they'll let you know, but given what you've said, probably. A broker can help if you need one to shop about for you.

Find the house you want. Take the time to look at a *lot* of houses in your price range.

Find yourself a conveyancing solicitor. Maybe one local to you. They should spell out everything you need to do from then, timescales etc. etc.

 

[Moriath]

But i hopefully wont need a mortgage . So can skip that part i guess

 

[Scouse]

Then you need to sell first.

 

[Moriath]

Yeah but would i be taken seriously if my house was on the market and not sold yet but i made an offer on another house. Waiting to sell mine. As it were

Or do i actually need an offer before i do the offering. Like. I expect to sell and buy same day like when things complete.

 

[Scouse]

Not been in a chain situation but a seller may accept your offer and wait or take a cash buyer's offer over you.

Talk to a conveyancing solicitor and estate agent m8.

 

[Vae]

We made an offer on a house before putting ours on the market. It will depend on relative demand and each persons circumstance though. The chain is only complete once there is a buyer and seller at each point in the chain. Sometimes legal searches etc aren't started until that point. You will be in a stronger position if you have already got an offer on your house before making an offer on another house.
However given that you are moving to a completely new area I would definitely do your investigations and research first to establish what your criteria are. You might not get whatever you look at to begin with but at least you can establish those criteria. If you are picky about criteria (like we were) then finding a suitable location will be the more time consuming part than possibly finding a buyer for your house (which tends to be a function of price).

 

[Hawkwind]

We put ours on the market, got a mortgage offer and went to look. Sold our house very quickly so no chain issue. Problem with the chain is that the seller is not held to your offer, if it takes to long they can just go to the next one and complete.

I would sell and look around whilst your doing it. We purchased a house in Falmouth which for Cornwall is great, busy all year round. Some places, even the bigger Cornish towns can be dead out of season. Found that with Penzance.

FYI we used Nalders LLP for solicitors (local office in Falmouth but have others) and they were great, not expensive either. Estate agent wise we searched on Zoopla/Rightmove and other internet ones and eventually ended up with Laskowski & Co who were actually also great, helped a lot with keys etc. I used hate estate agent types but these guys were very professional.

 

[sayward]

Don't even look until you have an offer on yours.

 

[Scouse]

Don't even look until you have an offer on yours.

Rubbish. Start looking now, hard.

And not just on rightmove - go there, see the places you're interested in, book appointments to see the properties you're interested in. Get a feel for the areas, visit the pubs, try the food, walk to the beaches.

Your house could take an age to sell (unlikely in this day and age tho) or go very quickly - at which time you're in a position to pounce, rather than having to wait weeks and weeks whilst you decide what to buy, at which point your buyer may fuck off somewhere else...

 

[sayward]

Rubbish. Start looking now, hard.

And not just on rightmove - go there, see the places you're interested in, book appointments to see the properties you're interested in. Get a feel for the areas, visit the pubs, try the food, walk to the beaches.

Your house could take an age to sell (unlikely in this day and age tho) or go very quickly - at which time you're in a position to pounce, rather than having to wait weeks and weeks whilst you decide what to buy, at which point your buyer may fuck off somewhere else...

Yes I agree with all that but it's no good falling for somewhere and then not being able to proceed at speed...

 

[caLLous]

But "falling for somewhere" isn't going to happen on your first excursion looking at houses (I mean it might happen but the chances aren't very high) so it's good to have a couple of properties waiting in the wings for when an offer comes through on yours.

 

[Moriath]

Im scanning rightmove and zoopla a lot to get an idea of whats around. Trying to keep the mrs on the grpund when she shows me houses lol

 

[Hawkwind]

Im scanning rightmove and zoopla a lot to get an idea of whats around. Trying to keep the mrs on the grpund when she shows me houses lol

been there, feel for ya

 

[Hawkwind]

I really liked the Rightmove site where you could create map zones and only view properties within that area. After you go to the area you can track only areas within towns you want.