I know there are a few car experts on these forums so maybe someone can help me with my problem.
My brother has gone to work in South Africa for somewhere between 6 and 18 months. He has given me his car while he is away. I have insured it and am using it as my main car. I got the insurance documentation today and it said at the top that I was the owner and registered keeper. I phoned up my insurance company to tell them I wasn't and they said I had to get this changed. I asked why this wasn't the case for my wife, or for when I was a teenager and my parents owned the car and I was told that these were allowed exceptions but driving your brother's car is not. I am the only person insured on the car currently.
I have all the documentation for the car but I would need my brothers signature to change the ownership and this is going to be difficult. He is not in reliable email/phone contact yet. Is there anything I can do to get this changed without involving my brother? Am I going to get into all sorts of trouble if I don't get this changed and there was to be an accident?
Thank you
My brother has gone to work in South Africa for somewhere between 6 and 18 months. He has given me his car while he is away. I have insured it and am using it as my main car. I got the insurance documentation today and it said at the top that I was the owner and registered keeper. I phoned up my insurance company to tell them I wasn't and they said I had to get this changed. I asked why this wasn't the case for my wife, or for when I was a teenager and my parents owned the car and I was told that these were allowed exceptions but driving your brother's car is not. I am the only person insured on the car currently.
I have all the documentation for the car but I would need my brothers signature to change the ownership and this is going to be difficult. He is not in reliable email/phone contact yet. Is there anything I can do to get this changed without involving my brother? Am I going to get into all sorts of trouble if I don't get this changed and there was to be an accident?
Thank you