Car insurance help (yes another insurance thread)

[Dudley52]

I've bought my first car, previously I borrowed my Mums car as a named driver on her insurance.

Her car was stolen and shes making a claim.

The car was used that day by me.

Do I need to tell the insurance company that the previous car was stolen, even though I've never owned a car before/never had my own policy? I'm guessing no, but I don't wanna be refused insurance.

Thanks in advance!

 

[Access Denied]

I don't see why you should have to. Your mum will have to declare if she's made any insurance claims when renewing or changing provider but it's her policy, not yours.

 

[Dudley52]

I don't see why you should have to. Your mum will have to declare if she's made any insurance claims when renewing or changing provider but it's her policy, not yours.

exactly what I'm thinking. I just don't wanna get refused the insurance, thats my main concern.

 

[Access Denied]

Your best bet is to ring an insurance company and ask.

 

[Dudley52]

If I tell them the quote rockets up by £600. I'm sure they'll say I have to tell them, its in their favour

 

[Access Denied]

They're not allowed to do that. It's fraud.

 

[Tom]

The question is, have you suffered any claims, losses, accidents etc. Since you've never had a policy, you haven't suffered.